Car Insurance for an 18 25 Year Old
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Comprehensive
Car Insurance
Helping you get a better deal
Smarter ways to lower your premium
AAMI Flexi-Premiums® are available on the following products:
- Comprehensive Car Insurance
- Home Building Insurance
- Home Contents Insurance
- Landlord Insurance
- Strata Insurance
- Comprehensive Motorcycle Insurance
- Third Party Motorcycle Insurance
- Caravan Insurance
AAMI Comprehensive Car Insurance
Frequently asked questions
* Safe Driver Rewards credit is a percentage of the Comprehensive Car Insurance rated premium paid the previous year and is applied as a credit to next year's rated premium. Maximum 15% credit is for drivers who don't make a claim on their Comprehensive Car Insurance policy that impacts their Safe Driver Rewards status for 10 years+.
^ Up to 10% discount off the rated premium of your AAMI Comprehensive Car Insurance when a listed driver under the age of 25 has completed the AAMI Skilled Driver Course. Discount applied until the first renewal on or after the participant turns 25 as long as the participant remains a listed driver on the policy.
** Any advice has been prepared without taking into account your particular objectives, financial situation or needs, so you should consider whether it is appropriate for you before acting on it. Please read the relevant Product Disclosure Statement before you make any decision regarding this product. The Target Market Determination is also available.
This content applies to new policies and renewal policies with a start date after 14 December 2020.
Find out what our Comprehensive Car Insurance customers think
AAMI Flexi-Premiums® are available on the following products:
- Comprehensive Car Insurance
- Home Building Insurance
- Home Contents Insurance
- Landlord Insurance
- Strata Insurance
- Comprehensive Motorcycle Insurance
- Third Party Motorcycle Insurance
- Caravan Insurance
If you, or someone authorised by you, causes loss or damage to someone else's car or property we'll cover the resulting costs.
The most we'll pay for any one incident is $20 million.
Conditions and exclusions apply. Please see the PDS for details.
Market value option is available to new policies purchased on or after 5th August 2021 or renewing policies on or after 8th September 2021.
If your car is stolen, we'll cover the cost to replace it, up to your amount covered.
We'll also cover the cost of repairing damage caused by attempted theft.
Conditions and exclusions apply. Please see the PDS for details.
We'll cover for you accidental loss or damage caused to your car by an incident in the period of insurance.
Examples of such incidents include:
- Hail
- Storm
- Fire
- Malicious damage or vandalism
- Collision
The most we'll pay is the amount covered as shown on your certificate of insurance.
Conditions and exclusions apply. Please see the PDS for details.
At AAMI we cover all legal modifications and accessories fitted to your car. There's usually no need to list them on your policy. If you choose to insure for an amount covered, just ensure the amount you cover your car for is enough to also include the value of the insured accessories and modifications. If you choose to insure for market value (and we agree), the value of all insured accessories and modifications will be included within your vehicles market value, which we determine at claim time.
At AAMI after a not-at-fault accident we provide you with a hire car that meets your needs (for until your car is repaired and returned, or your claim is settled) if you can provide full details of the at-fault driver and their vehicle. Some exclusions apply, refer to the PDS for full conditions.
If your car's less than 2 years old and you're the first registered owner, if your car is stolen or damaged and your claim is accepted as a total loss, where possible we'll replace it with a new car of the same make, model and series as your car. Where this is not possible we will instead pay the amount covered, less applicable deductions. See the PDS for full details.
Buy a new AAMI Comprehensive Car Insurance policy and you can get 1 year free AAMI Roadside Assist.
AAMI Roadside Assist helps with emergencies like flat tyres and batteries, lost or locked-in keys, and towing.
- Offer ends 31st January 2022.
- Available 24 hours after taking out or adding this optional cover to your policy.
- Not available in conjunction with other offers, except the $50 online discount when you buy a new AAMI Comprehensive Car Insurance policy online.
View the full T&Cs
With the Optional Cover - hire car after an event, enjoy the convenience of a hire care when your car's out of action because of an incident, even if it's your fault. We'll cover reasonable hire car costs up to $90 per day until your claim is settled or your car is returned to you.
This Optional Cover means you'll pay no excess on one claim per year for repairs or replacement of your windscreen, window glass or sunroof when damaged by an incident covered by your policy.
If our repairers can't do the repairs/replace the damaged parts, we will pay you the amount of the assess quote from your repairer.
If our repairer is able to do the repairs/replace the damaged parts but you request a cash settlement we will pay you the amount of our repairer's assessed quote.
Car Insurance for an 18 25 Year Old
Source: https://www.aami.com.au/car-insurance/comprehensive.html
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